Insurance

The Risk Management Department maintains several insurance policies for various departments and/or programs within the City, such as; property insurance, Emergency Medical Treatment liability insurance, Accidental Death and Dismemberment insurance for Police and Fire personnel, After School Tutorial program insurance, Youth Sports insurance, and other types of insurance as required.


General Liability

The City is self-insured for general liability such as property damage and bodily injuries. This means that the City annually sets aside sufficient funds to cover anticipated losses in these areas. Therefore, the Risk Management Department is responsible for investigating and monitoring claims and implementing loss control procedures for various City programs.


Employee Safety

By providing safety techniques to Employees periodically through seminars, tapes and outside training, the City maintains a safety conscious workforce, thus reducing on-the- job injuries.


Workers Compensation

In conjunction with the City’s Third Party Administrator, Insurance Servicing and Adjusting Company, the Risk Management Department maintains control of Workers’ Compensation medical, indemnity and general expenses, as well as promoting an early return to work status for injured Employees.


Accident Review Committee

The Risk Management Department schedules; Employee reviews, presents investigation/overviews of each incident, distributes "recommendations" for the Department Director’s/Chief’s review and decision, and maintains documentation of all meetings.